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Category: Y-Money

3 Tips To Help You Survive The Gig Economy

3 Tips To Help You Survive The Gig Economy

How you can survive the gig economy. By Silvia Palasca Millennials are poorer than their parents; they are the first generation to have experienced debt before they’ve even had the possibility to generate a steady income, and are usually trapped in life-long financial commitments. The 20-somethings of today have a “till death do us part” relationship with their credit card and mortgage, combined with a debt addiction, and there is little hope ever to see that zero balance or net…

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How To Construct A Personal Budget

How To Construct A Personal Budget

Have you been struggling with the design of your personal budget? People today seem to use such complicated budgets to stay ahead of their finances. Some of these look like the plans for a mission to Mars, instead of a simple income management plan. Do you really need such complex tables, charts, and graphs to stay in control of your personal finances? Absolutely not. A personal budget is one that can be as simple as addition and subtraction, nothing more. You…

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Is Saving Really That Important?

Is Saving Really That Important?

Have you been saving money? You might laugh at the very idea of it when you’re struggling to make ends meet each month. You might feel that your weekly or monthly pay is hardly sufficient to live off, much less save in the bank. That’s where you’re wrong. Everyone has the potential to save money. It isn’t an easy task, and you won’t end up with thousands in the space of a year. No matter how small your income may…

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How to Avoid Those Nasty Credit Card Bills

How to Avoid Those Nasty Credit Card Bills

So, you just got yourself a new credit card. You’ve probably heard the horror stories that accompany the word. The word on the streets is if you own and use a credit card, you’re going to find yourself knee-deep in debt. You don’t have to end up like this though. If you are smart, and you make the right decisions when using your new card, you won’t have to deal with horrendous bills. Here are a few ways in which…

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How To Become A Millionaire (It’s Easier Than You Think)

How To Become A Millionaire (It’s Easier Than You Think)

Who wants to be a millionaire?  For most people, money is a topic that everyone wants to understand but few do. People seem to believe that to be good with money you have to be clever, good at maths and come from a wealthy background. This could not be further from the truth. I would say the biggest factor that stops people from understanding money is their own lack of motivation to broach the subject. Money is easy if you…

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6 Tips To Help You Save And Budget

6 Tips To Help You Save And Budget

Nobody likes the word budget. No one wants to limit what they do. But with a few simple steps, you can make your money life less stressful and still do the things you enjoy. With a little bit of creativity and planning, it’s easy to put in place a budget that will help your money go further, and boost your savings pot. Tips to help you save Don’t be afraid of cash One of the easiest ways to get yourself…

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Compound Interest: The Eighth Wonder Of The World

Compound Interest: The Eighth Wonder Of The World

Albert Einstein came up with a lot of good stuff in his day, but one of his best quotes is “Compound interest is the eighth wonder of the world”. To be sure Einstein didn’t invent compound interest, but like all that other stuff about relatively and black holes, he knew it was really important. Don’t worry though, you don’t need to be an Einstein to understand or benefit from compound interest, all you really need is time. Compound interest is…

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