The Basic State Pension is a payment that you will receive from the government every four weeks once you reach the State Pension age. The day on which you receive your payment will depend on your National Insurance number. A new, simpler State Pension scheme was introduced in the UK in April 2016, and to qualify for the full pension amount under this scheme, you must have paid National Insurance contributions or received National Insurance credits for 35 years. You must have 10 years of contributions to get any pension, and if you have in between 10 and 34 years of contributions, you will get a proportion. Gaps can occur in your contribution record if you were out of work in the UK for a period and didn’t claim benefits, or if your earnings were low. If you have gaps, you may wish to pay a lump sum voluntary contributions to fill them, for the purpose of either allowing you to qualify for the pension, or to increase the pension amount that you receive. You can also defer receiving your pension, to increase the payments that you get when you do claim. In the UK, the basic State Pension increases every year by the highest of the following percentages; the average growth in wages in the UK; the growth in prices as per the Consumer Price Index, or 2.5%.